1/8W+(D-d) 3/8xTQ MxNA.

Where:

W: Weather
D: Debt
d: Money due in January pay
T: Time since Christmas
Q: Time since failed quit attempt
M: General motivational levels
NA: The need to take action


I love formulas. (not that I REALLY understand it YET! But I will  master it (sometime)

Here you can read more about it and its creator http://icwales.icnetwork.co.uk/0100news/0200wales/tm_headline=beware--it-s-blue-monday-&method=full&objectid=18468729&siteid=50082-name_page.html

A BBC article http://news.bbc.co.uk/1/hi/uk/4187183.stm

 

And  more formulas http://www.guardian.co.uk/life/science/story/0,12996,1486503,00.html!

 

Here is a nice comment from an American lady on it http://outsidein.typepad.com/outsidein/2006/01/goodbye_blue_mo.html.

 

Would you like to comment or make a formula of your own?