А наш ответ Чемберлену?

"Funny how things change when money gets tight. - пишет www.thewisdomjournal.com/blog -Suddenly the things we can’t live without become less palatable. What used to seem so important becomes less important and what we once thought was “beneath us” becomes perfectly acceptable.

I compiled a list of things that are OUT and compared them with things that are now IN (thanks to my wife for the input). Add to the list in the comment section below!"

Забавный списочек, полный реалий  and cultural things.

Out	In
Credit	Cash
Time at the office	Time at home
3/1 ARM w/balloon mortgage	30 year fixed
Freddie Mac	Mac and cheese
Vacation home	Rental home
Investment accounts	Savings account
Growth	Security
Ruth’s Chris	McDonald’s
New BMW	Used Honda
Home remodel	Home garden
Ivy League	Community College
Pinoit Noir	Beer
Bottled water	Water filters
Limosine	City bus
Therapist	Pastor or Rabbi
Hedge funds	ETF’s
Interior designer	Hobby Lobby
Bloomingdale’s	Wal Mart
Starbucks	Maxwell House
Coach	White Stag
True Religion	Levi’s
Drinks on the house!	Drinks AT the house
Private chef	Home cooking
Chauffeur	Driver’s license
Sub-Zero	Kenmore
Hair salon	Hair clippers
Silver bullet	Patience
Marble Slab	Baskin Robbins
Hired help	Do it yourself
Expanded cable	Basic cable
Vacation	Staycation
Cosmetic surgery	Using cosmetics
Ray-Bans or Oakleys	Foster Grants
Citibank	ING
Allies	Friends
Shopping malls	Thrift stores
Newspapers	Blogs
Risk	Insurance
Big business	Small business
Stocks	Bonds
Estee Lauder	Cover Girl
Conspicuous consumption	Considered consumption

С добавлениями в комментах
 20 year career - freelance flexibility
purchase new- make it do
theme park-nature walk
made in china-made by hand
Barnes and Noble-local library
store bought presents-gifts of time
Farmers Food Store-farmers market
Health Club membership-walk around the block